Protecting your family’s financial future.
Life insurance provides critical financial protection for your loved ones in the event of your passing. The right life insurance policy can offer peace of mind that your family will be taken care of even when you’re gone.
At Lioncrest Insurance, we offer a range of life insurance solutions tailored to your budget and needs:
Term Life Insurance
Term life insurance offers affordable pure death benefit protection for a set period of time, such as 10, 20 or 30 years. This budget-friendly option is ideal if you need coverage for temporary needs like paying off a mortgage.
Whole Life Insurance
Whole life insurance provides lifelong coverage as long as you pay the premiums. It has a cash value component that grows over time that you can borrow against or withdraw if needed.
Universal Life Insurance (UL)
A flexible permanent life insurance policy that allows you to adjust your death benefit and premiums as your needs change over time. UL policies also build cash value that you can access.
Variable Universal Life Insurance (VUL)
VUL policies offer the flexibility of universal life insurance while allowing you to invest your cash value balance in a range of investment subaccounts for growth potential.
Indexed Universal Life Insurance (IUL)
IUL offers the benefits of universal life insurance with interest earnings tied to a market index. This allows your cash value to grow while having downside protection from market losses.
Survivorship Life Insurance
Also known as second-to-die insurance, survivorship life covers two insured people and pays out when the second person passes away. This can be a cost-effective way for couples to plan their estate.
Final Expense Insurance
Smaller policies meant to cover end-of-life costs like funeral expenses so your family is not burdened with these costs. Can be purchased without a medical exam.
Child Life Insurance
Affordable term life insurance for children under 18. Offers coverage until they reach adulthood and can purchase their own life insurance.
Group Life Insurance
Employer-sponsored life insurance policies that cover all eligible employees. Offers set guaranteed amounts of coverage without medical exams.
No matter what life stage you’re in, our experienced agents will help you identify the right type and amount of life insurance to protect your loved ones. Contact us today to discuss your needs.
